Federal Housing Administration-Insured Single Family Loans Issued to Deceased and Incarcerated Individuals

Federal Housing Administration-Insured Single Family Loans Issued to Deceased and Incarcerated Individuals

09/2025
Protecting the Mortgage Insurance FundsHousing

Summary

HUD OIG is conducting an evaluation of Federal Housing Administration (FHA)-Insured Single Family (SF) loans issued to deceased and incarcerated individuals. The objective of our evaluation is to determine whether the approval process for FHA-Insured SF loans resulted in loans to deceased or incarcerated borrowers.